Retirement... the golden years, the time when you kick back and enjoy all that you've worked so hard to build up. It comes around more quickly than you think though, so the time to start planning for it is now. Pensions don't have to be scary, you just need someone to guide you through them. Talk to one of our experts today, and we'll help you plan a retirement you can really look forward to.

Key Features

  • Everyone needs a pension - the chances of you winning the lotto are slim!
  • Pensions aren't complicated when you've got experts on your side (that's us).
  • You don't have to put in a lot to get started.
  • You can stop and start paying in as your circumstances require.

Key benefits

  • The obvious one - an income to allow you enjoy your retirement without worrying about money.
  • You can take a portion of your pension fund as a tax-free lump sum.
  • You get tax relief on your contributions at your top rate of tax.
  • You don't pay any tax on the investment growth within your pension fund.

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Pensions are one of those things that everyone needs but no one wants to talk about. Most people shy away from having the pensions chat because they think they’re too complicated, too expensive or it’s too late to start and anyway, they don’t work. Well, if that describes you, think again. We’ve been advising on pensions for a long time and we know how to make them simple, maybe even interesting.

We know that pensions work. We see it every day. We’ll make sure you understand what you’re getting into and what needs to happen for it to succeed. We will be with you every step of the way to explain what’s happening and what you need to do as your circumstances change. Getting started is the most difficult thing, but with our help, once you take the first step you’ll wonder why you waited so long.

  • Top Tip #1

    Start at a contribution rate that you can comfortably afford - don't worry though, if it proves too much, you can easily change it.

  • Top Tip #2

    There aren't many tax breaks still available to most people - pensions are one of them. Make the most of the tax reliefs by starting a pension.